{"created":"2023-07-27T12:44:53.363088+00:00","id":52926,"links":{},"metadata":{"_buckets":{"deposit":"5e2b76df-4b7a-4334-b623-6ef96a54fd7d"},"_deposit":{"created_by":3,"id":"52926","owners":[3],"pid":{"revision_id":0,"type":"depid","value":"52926"},"status":"published"},"_oai":{"id":"oai:ir.ide.go.jp:00052926","sets":["2388:4235:5419"]},"author_link":["61448","61449"],"item_10_biblio_info_6":{"attribute_name":"収録情報","attribute_value_mlt":[{"bibliographicIssueDates":{"bibliographicIssueDate":"2021-12","bibliographicIssueDateType":"Issued"},"bibliographicIssueNumber":"4","bibliographicPageEnd":"24","bibliographicPageStart":"3","bibliographicVolumeNumber":"62","bibliographic_titles":[{"bibliographic_title":"アジア経済"}]}]},"item_10_description_10":{"attribute_name":"アジ研図書館請求記号","attribute_value_mlt":[{"subitem_description":"PJa/33/Aj11","subitem_description_type":"Other"}]},"item_10_description_21":{"attribute_name":"フォーマット","attribute_value_mlt":[{"subitem_description":"application/pdf","subitem_description_type":"Other"}]},"item_10_description_23":{"attribute_name":"DIG_NO","attribute_value_mlt":[{"subitem_description":"ZAJ202112_002","subitem_description_type":"Other"}]},"item_10_description_3":{"attribute_name":"抄録","attribute_value_mlt":[{"subitem_description":"本論文は，家計負債が急速に拡大している中国において，家計の金融行動を決定する重要な要素の1つである金融リテラシーと家計の借入行動の関係を明らかにするものである。具体的には，CHFSデータを用いて金融リテラシーが実際の家計負債にどのような影響を及ぼしているかについて，負債目的（経営負債・消費負債・住宅負債）に注目して実証分析を行った。\n本論文の主なファインディングは以下のとおりである。（1）世帯主の金融リテラシーが高いほど，家計は負債を持つ傾向にある。他方，金融リテラシーが低いほど，過剰負債を負う可能性がある。（2）住宅負債に対しては，金融リテラシーは有意な影響を与えないことが示唆されるが，それは中国の住宅ローン市場が非競争的であるためである。（3）消費負債に対しては，金融リテラシーが強い正の影響を及ぼしているが，これは消費者金融市場が競争的であるためであり，家計の金融リテラシーが大きな影響を与えていると思われる。","subitem_description_type":"Abstract"}]},"item_10_geolocation_19":{"attribute_name":"地域/国名","attribute_value_mlt":[{"subitem_geolocation_place":[{"subitem_geolocation_place_text":"中国"}]}]},"item_10_identifier_registration":{"attribute_name":"ID登録","attribute_value_mlt":[{"subitem_identifier_reg_text":"10.20561/00052883","subitem_identifier_reg_type":"JaLC"}]},"item_10_publisher_8":{"attribute_name":"出版者","attribute_value_mlt":[{"subitem_publisher":"日本貿易振興機構アジア経済研究所"}]},"item_10_relation_25":{"attribute_name":"DOI","attribute_value_mlt":[{"subitem_relation_type":"isIdenticalTo","subitem_relation_type_id":{"subitem_relation_type_id_text":"10.24765/ajiakeizai.62.4_3","subitem_relation_type_select":"DOI"}}]},"item_10_rights_5":{"attribute_name":"権利","attribute_value_mlt":[{"subitem_rights":"Copyrights 日本貿易振興機構（ジェトロ）アジア経済研究所 / Institute of Developing Economies, Japan External Trade Organization (IDE-JETRO) http://www.ide.go.jp"}]},"item_10_source_id_7":{"attribute_name":"ISSN","attribute_value_mlt":[{"subitem_source_identifier":"00022942","subitem_source_identifier_type":"ISSN"}]},"item_10_source_id_9":{"attribute_name":"NCID","attribute_value_mlt":[{"subitem_source_identifier":"AN00011026","subitem_source_identifier_type":"NCID"}]},"item_10_version_type_16":{"attribute_name":"著者版フラグ","attribute_value_mlt":[{"subitem_version_resource":"http://purl.org/coar/version/c_970fb48d4fbd8a85","subitem_version_type":"VoR"}]},"item_creator":{"attribute_name":"著者","attribute_type":"creator","attribute_value_mlt":[{"creatorNames":[{"creatorName":"唐, 成"}],"nameIdentifiers":[{"nameIdentifier":"61448","nameIdentifierScheme":"WEKO"}]},{"creatorNames":[{"creatorName":"張, 誠"}],"nameIdentifiers":[{"nameIdentifier":"61449","nameIdentifierScheme":"WEKO"}]}]},"item_files":{"attribute_name":"ファイル情報","attribute_type":"file","attribute_value_mlt":[{"accessrole":"open_date","date":[{"dateType":"Available","dateValue":"2021-01-07"}],"displaytype":"detail","filename":"ZAJ202112_002.pdf","filesize":[{"value":"902.6 kB"}],"format":"application/pdf","licensetype":"license_note","mimetype":"application/pdf","url":{"label":"Full-text PDF","url":"https://ir.ide.go.jp/record/52926/files/ZAJ202112_002.pdf"},"version_id":"2bced15f-a8c5-4562-a33a-5ab67dc59125"}]},"item_keyword":{"attribute_name":"キーワード","attribute_value_mlt":[{"subitem_subject":"家計","subitem_subject_scheme":"Other"}]},"item_language":{"attribute_name":"言語","attribute_value_mlt":[{"subitem_language":"jpn"}]},"item_resource_type":{"attribute_name":"資源タイプ","attribute_value_mlt":[{"resourcetype":"journal article","resourceuri":"http://purl.org/coar/resource_type/c_6501"}]},"item_title":"金融リテラシーと中国の家計の借入行動――CHFSデータを用いた実証研究―――","item_titles":{"attribute_name":"タイトル","attribute_value_mlt":[{"subitem_title":"金融リテラシーと中国の家計の借入行動――CHFSデータを用いた実証研究―――"}]},"item_type_id":"10","owner":"3","path":["5419"],"pubdate":{"attribute_name":"公開日","attribute_value":"2021-01-07"},"publish_date":"2021-01-07","publish_status":"0","recid":"52926","relation_version_is_last":true,"title":["金融リテラシーと中国の家計の借入行動――CHFSデータを用いた実証研究―――"],"weko_creator_id":"3","weko_shared_id":-1},"updated":"2023-07-27T14:08:57.870909+00:00"}