This paper investigates the relationship between access to micro-credit and temporary seasonal migration, an issue which is largely ignored in the standard rural-urban migration literature. Seasonal migration due to agricultural downturns is a common phenomenon in developing countries. Using primary data from a cross-sectional household survey from the northwest part of Bangladesh, this study quantifies the factors that influence such migration decisions. Among other results, we find that network effects play a significant role in influencing the migration decision, with the presence of kinsmen at the place of destination having considerable impact. Seasonal migration is a natural choice for individual suffering periodic hardship; however the strict weekly loan repayment rules of Micro-credit Institutes can have an adverse effect on this process, reducing the ability of borrowers to react to a shock. Our result suggests that poor individuals prefer the option of not accessing the micro-credit and opt for temporal seasonal migration during the lean period. The results have numerous potential policy implications, including the design of typical micro-credit schemes.
権利
Copyrights 日本貿易振興機構（ジェトロ）アジア経済研究所 / Institute of Developing Economies, Japan External Trade Organization (IDE-JETRO) http://www.ide.go.jp
雑誌名
IDE Discussion Paper
雑誌名(英)
IDE Discussion Paper
巻
294
発行年
2011-03-01
出版者
Institute of Developing Economies (IDE-JETRO)
著者版フラグ
publisher
日本十進分類法
611.9102258
JEL分類
JEL:J62 - Job, Occupational, and Intergenerational Mobility
JEL:J64 - Unemployment: Models, Duration, Incidence, and Job Search
JEL:J65 - Unemployment Insurance; Severance Pay; Plant Closings
JEL:O15 - Human Resources; Human Development; Income Distribution; Migration
JEL:O18 - Regional, Urban, and Rural Analyses
JEL:R23 - Regional Migration; Regional Labor Markets; Population
JEL:G21 - Banks; Other Depository Institutions; Mortgages
地域/国名
バングラデシュ
キーワード(LSH)
Bangladesh
Microfinance
Population movement
Lean period
Seasonal migration
Micro-credit
Seasonal migration and micro-credit in the lean period : evidence from northwest Bangladesh
本文
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