DSpace
 

Academic Research Repository at the Institute of Developing Economies,Japan(ARRIDE) >
04.東南アジア研究(Southeast Asian Studies) >
01.経済、産業(Economy and Industry)/東南アジア(Southeast Asian Studies) >

Please use this identifier to cite or link to this item: http://hdl.handle.net/2344/736

タイトル: Bank Borrowing and Financing of Medium-sized Firms in Indonesia
著者: Hamada, Miki
濱田, 美紀
キーワード: Relationship lending
Financial intermediation function
Medium-sized firms
Indonesia
Banks
Finance
Small and medium-scale enterprises
リレーションシップ貸出
金融仲介機能
インドネシア
銀行
金融
中小企業
Issue Date: Mar-2008
出版者: Institute of Developing Economies, JETRO
引用: IDE Discussion Paper. No. 144. 2008.3
抄録: The improvement of financial intermediation functions is crucial for a robust banking system. When lending, banks have to cope with such problems as information asymmetry and adverse selection. In order to mitigate these problems, banks have to product information and improve their techniques of lending. During the 1998 financial crisis, Indonesia's banking system suffered severe damage and revealed that the country's banking intermediation functions did not work well. This paper examines the financial intermediation functions of banks in Indonesia and analyzes the importance of bank lending to firms. The focus is on medium-sized firms, and "relationship lending", one of the bank lending techniques, is used to examine financial intermediation in Indonesia. The results of logit regressions show that the relationship between a bank and a firm affects the probability of bank lending. The amount of borrowing and collateral are also affected by a firm's relationship with a bank. When viewed from the standpoint of relationship lending to medium-sized firms, Indonesian banks cannot be criticized for any malfunction of financial intermediation.
URI: http://hdl.handle.net/2344/736
Appears in Collections:04.IDE Discussion Paper
01.経済、産業(Economy and Industry)/東南アジア(Southeast Asian Studies)

Files in This Item:

File Description SizeFormat
ARRIDE_Discussion_No.144_hamada.pdf445.66 kBAdobe PDFView/Open

Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.

 

Privacy PolicyTerms of Use Copyright (C) JETRO. All rights reserved.